rightspec.blogg.se - Compare credit cards malaysia

Alliance Bank won the award for best digital bank in 2020 so their customer service is top notch. The Alliance Bank Visa Infinite is a great choice for those wanting a rewards program card. If you have a minimum annual income of RM 36,000 and over 21 years of age this could be your perfect card.

If you spend a minimum of RM 300 on Grab services they will give you a RM 50 gift voucher to use on the Grab app. The Maybank Grab Rewards Points program allows you to get up to 5x points for all purchases made in the Grab app. This card comes with no annual fee and a 15.0% p.a interest rate so its also accessible to most people in Malaysia.

Next up we have the Maybank Grab Credit Card which is on the Mastercard payment system. Citibank also has one of the strongest rewards programs on the market with discounts available at ver 24,000 partners worldwide. The biggest upside to this card is the cashback program offered which can award you up to 10% cashback on purchases.

With an interest rate of 15.0% p.a this card is competitive compared to other cards on the market and with an annual fee of RM 120 its useable by most citizens. Visa is accepted at the majority of retailers around the globe so its a very popular choice. The Top 4 Instant Approval Credit Cards In Malaysia Citi Cash Back Card 3įirst on the list we have the Citi Cash Back Card offered by Citibank on the Visa payment system. Check the cards your are considering and see what type of currency is accepted.

Multiple Currency Options – If you enjoy travelling the world or buying items in other countries you may find that it’s easier to pay with a credit card instead of having to bring cash.

But credit cards can also earn you rewards points which can really add up in the long run.

Earn Rewards – If you’re somebody who often travels or buys a lot of items at different stores it can be a real hassle to keep track of all your loyalty points.

By using your credit card you’ll be increasing your credit score with every purchase allowing easier access to home loans in the future.

Build Your Credit Score – Your credit score is an important factor when it comes to making large purchases like a car or a home.

You can use the card to make purchases and pay the bills whenever you need to.

Safer Than Carrying Cash – By using a credit card you’re not carrying your cash around with you.

Comparing benefit is hugely important when it comes to picking the right card for you to make sure you’re receiving the best rates with eligible points.

But on the total other hand they can be risky if they’re not managed properly. Well credit cards can be a convenient way to help manage your finances and to access certain extra benefits. E-Wallets are popular in Asia but the use of credit cards and their reward systems is seeing consumers jump on this trend. Credit cards offer a safe alternative to shopping online and the points can add up fast allowing you access to great rewards. 2 As the country begins to get access to more financial tools and cards with rewarding benefits consumers are jumping on the trend. With over 9.1million credit cards in circulation Malaysia is seeing an influx of credit card usage according to the big banks.